Car Finance with Bad Credit

Imagine in just one good day...

Get a pre-approved car loan even with bad credit with 0/Zero deposit, for a new car or used car.

You're Self-employed, yes car finance approval available. All motor vehicles, many offer guaranteed car finance.

Improve your Poor Credit Rating/Credit Score, even if black listed.

Try Our Car Finance Yourself

Car finance for personal with a poor credit history or blacklisted. Choosing a business that is trustworthy  using your Car loan, in any car dealership for a new car or second hand car.

Try our guaranteed car finance / Pre-approved motor vehicle finance application form.

worrying about finances

If you feel lost, disappointed, hesitant, or weak, return to yourself, to who you are, here and now and when you get there, you will discover yourself, like a lotus flower in full bloom, even in a muddy pond, beautiful and strong.

Masaru Emoto

What is your Credit history like?

  • Good
  • Fair
  • Needs Work
  • Limited / No Credit

If you have a poor credit score/bad credit rating there still is a chance you may be approved for a vehicle loan, be it a car loan, van loan, or even an offer on van leasing.

The Bad Credit Car Finance Company works with all of the approved UK’s top lenders. Let us compare all the market and find the best deal for you, and let’s be honest your with you. Your bad credit history won’t be the easiest thing to overcome, but our team has an amazing experience in arranging various vehicles /car finances.

Would you Consider an offer if it was 0% car finance or no deposit on your car finance?

Getting the actual % percentage or payments you will have to make, can be very difficult to predict, because every applicant has different circumstance apply for car finance here. A quick and easy to fill application form will do the job for you.

Lenders use various metrics, but most use something called ‘behavioural prediction’. There is no guaranteed car finance Scotland with any application, but we will try every avenue to get the finance or loans needed for your vehicle.

UK Lenders all use a credit score system

Lenders sometimes look back over five years. Let us help you get an instant decision call now and we can assist in filling in the forms for you.

With decades of experience working in finance and loans business the Bad Credit Car Finance & Guaranteed, Car Finance Glasgow for many is the first point of call to guarantee and finance loans offers for poor credit rating families.

Finance options now available with a bad credit rating score. Gone are the days where everybody turned your back on you and made you feel like a leper. In fact, we are so confident with your circumstances, at times we can almost claim to give you guaranteed car finance.

Car Finance Help & Customer Service

One of the best things about the Bad Credit Car Finance Scotland company is all agents are without a doubt very friendly and we really try our best to understand that everybody’s credit story and rating are different.

The wonderful thing about being one of the biggest, we have access to the most suitable panel of lenders with different monthly/ weekly incomes and budget.

Listen, if I said we can offer bad credit car loans for motorists with 0% deposit you may not believe me, so try for yourself, either our quick application form here [ Apply For Car Finance] or try our [ Free Online Car Finance Calculator ] Put our team to task and ask if we can finance 100% of the car’s price with or without a cash deposit.

Congratulations on reading this far, this must mean you are serious about getting help and you have read something that has captured your attention, please allow us to continue.

And …..

Guaranteed Car Finance is it real?

Please remember there are many car finance dealers’, or ‘credit brokers’ around, some may claim to offer ‘Guaranteed Car Finance Scotland’ but let ask you, would you offer money to anybody for car finance on a guaranteed basis just because they filled in an application form? No is the answer and we are the same.

The other day I even saw an advertisement saying’ No Credit Check Car Finance’. Be careful of the completely unethical companies.

I am sure the British Financial Conduct Authority’s rules would be breached by stating this in any advertisement.

Ask yourself, is Guaranteed Car Finance or ‘Guaranteed Car Loans’real? Hmm.

Car Finance Bad Credit Glasgow
272 Bath Street,
Glasgow G2 4JR,

We help arrange great financial car loans and car finance for different purposes.

'I just want to feel normal again'.

How to improve your credit rating?

Your credit score/rating affects your or your household opportunity to borrow money for the car/ van/ automobile you wish your purchase or lease. So it’s important to understand your credit rating/score, which may either be in a good or bad condition.

We have put together a little helpful guide and we help you find it useful to you and your family to help improve your credit rating.

What is my credit rating/credit score?

Your credit rating or credit score known by many is a calculation of different factors on how you manage your personal finances. It’s important for lenders as it helps them make lending decisions based on facts and what is affordable to you when paying any loan or finance arranged back.

Let’s have a look at some of these credit score factors;

  1. Have you missed any repayments in the past?
  2. Are you listed on the electoral roll?
  3. You do not have a high enough income to pay back any finance

When deciding to make an application for a finance / loan it is called a credit agreement.

Each lender will assess each application and do a check your personal credit history. This is usually done with one credit reference agency or sometimes more.

They use a point scoring system – The higher the points of your credit score the better for you, as you will be looking at as a low-risk option for lending. This also means the lower your credit score the lower chance you have of getting finance and therefore you will be refused credit.

Questions Often Asked 

  • Is there such a thing as guaranteed car finance?
  • Will I get accepted for car finance?
  • Can I get financing on a car if I have bad credit?
  • Can I get car finance without a guarantor?
  • Can I get car finance with no credit history?
  • Can you get a car with bad credit and no down payment?
  • Does car finance affect credit rating?
  • Would I get financing for a car?

FAQ’s on a car loan applicants with poor credit

 I have CCJ’s, can I get accepted even with defaults previously?

We can apply to our panel of lenders who specialise in helping motorists with CCJ’s. You will have to prove you have a steady income and proof of employment. Having a guarantor speeds up the process for an applicant’s who have a good credit rating.

Does applying for a car loan affect my credit score?

In the application form tell us all your circumstances and we can do a soft search first and test out the water for you.

I’m self-employed, and need finance for my business, can you help me?

Honesty is always best with the lenders on our financing panels. If running your own business we will require to see at least 3 months of bank statement as proof of income.

My friend is bankrupt, can they apply?

We cannot guarantee your car finance acceptance. Call us for specific details, please.

‘I’m ready, now what will happen next’?

  1. Accept our no-obligation quotation for your vehicle finance/loan.
  2. Choose the new or used vehicle, car or van you need from a reputable dealer within the UK.
  3. Pick up the keys and we even fill up the car for you with fuel

Congratulations on reading this far, this must mean you are serious about getting help and you have read something that has captured your attention, please allow us to continue.

Everyone deserves the chance to have the best life possible, everyone deserves a second chance, but not everyone has been successful in getting their financial situation back on track… This is why Car Finance Bad Credit is keen to make a difference.

Close Menu